The Sloan Insurance Agency is here for the motorcycle owners in Elmer, NJ. If you own a bike and want to ensure that you have the insurance protection you need, give us a call today!

Benefits of a comprehensive motorcycle policy

A primary insurance policy can provide you with basic protection. And often, bike owners choose policies that meet any state insurance requirements. However, there are several different reasons why choosing a more comprehensive policy may be the better option. Now is a perfect time to learn more.

The main advantage comes with the increased protection for yourself, any passengers, or other persons who may be injured in an accident involving your bike. With a comprehensive policy, you will have greater protection and level of coverage when it comes to expenses like medical bills. This is just one prominent example of the many benefits of comprehensive policies. 

Additionally, a comprehensive motorcycle insurance policy can provide greater coverage for incidents like theft and vandalism. There’s no reason why owners need to come out of pocket for these types of losses. When there is a comprehensive policy in place, you can expect to have more situations covered at a higher level.

Now is a perfect time to look beyond primary policies. Why not protect your bike, yourself, and passengers with a comprehensive policy today?

Find out more today!

If you are a resident of the greater Elmer, NJ area, the team here at the Sloan Insurance Agency is here to help you with all of your insurance needs. If you want to learn more about the many benefits of comprehensive motorcycle insurance policies, give our office a call today!

At Sloan Insurance Agency, we cover many people in the Elmer, NJ, area who use their motorcycle as their primary vehicle. Most of them always ask the same question before they begin: will my usage affect my policy? Let’s examine this idea to give you a better idea of what to expect.

Does Your Policy Differ?

A motorcycle insurance policy does not differ if you use it as your primary vehicle instead of as a secondary vehicle. Both vehicles will require you to get proper coverage that meets your needs. Before you can even hit the road, you need the policy to keep yourself and others safe. 

That said, some people may be more inclined to get extensive policies if they use their bikes for regular riding. For example, a basic liability coverage policy is not but does not protect your bike if it gets damaged. For that, you’ll probably want to upgrade to a more intensive policy.

What Does It Cover?

A comprehensive motorcycle insurance policy will typically include things like damage protection, medical expense coverage, payments for repairs, replacement coverage, and much more. You can usually set up whatever policy works the best for you when you begin.

Talk to your agent about which of these options works the best for you. You’ll have to work directly with your agent to ensure that you feel comfortable with these steps and avoid any complications that you might experience. Just as importantly, you should adjust your policy as needed.

Get a Policy That Works 

If you drive your motorcycle as your primary vehicle, it shouldn’t be too hard to find a policy that works for your needs. At Sloan Insurance Agency, we can help Elmer, NJ residents find a policy that makes sense for their needs. Contact us today to learn more about our options.

Having motorcycle insurance is important because it protects you and other people in the event of an accident. You can also get coverage that’s designed for things like theft, as well. If you’re looking for this kind of insurance in the Elmer, NJ area, Sloan Insurance Agency can help. We understand that an insurance policy on your bike matters and that your needs can also change over time. That’s why we recommend going over your motorcycle policy at least once per year and determining whether it needs to be updated. Our dedicated agents can help you make that decision.

A motorcycle policy will need to be updated if you’ve gotten a different bike, but that’s not the only time. There are other reasons to update your coverage, such as someone else riding the bike, completing a training course, modifications that have been made to the motorcycle, a change of address, and more. By going over your policy with a trusted, professional agent, you won’t have to worry about whether your policy gives you adequate protection or whether you might have an area of coverage that’s been missed. Instead, you’ll have peace of mind and can enjoy your time on two wheels.

Reach out to Sloan Insurance Agency today if you’re in or around the Elmer, NJ area and need motorcycle insurance. You don’t have to settle for a policy you’re not sure about or be left with questions you can’t answer. Instead, you can work with our agents to make sure you have the right policy for your needs.

It might be time to update your motorcycle policy. If it is, we can help, and if it isn’t, you’ll know you’re up to date and won’t have to worry about your particular coverage levels. Contact our office to get started with a quote.

Before hitting the road on your motorcycle, you may question yourself, "Do I need motorcycle insurance?" The answer is yes, and here is the list of few reasons why motorcycle insurance is a must for all motorcycle owners:

It Is Required By The State

If you are from Elmer or any other town in New Jersey, you should know that motorcycle insurance is required by the state. All motorcyclists in the state must carry the minimum liability insurance that will cover the property damage and injury bills in case of an accident. 

Insurance Protects You From Liability

Even if you drive carefully by obeying all traffic laws, mistakes still happen. If you are involved in an accident by causing property damages and injuries of others, you will be responsible for all the expenses associated with the event. If you do not carry motorcycle insurance, then you will have to pay for everything out of pocket. Therefore, it is worth carrying proper motorcycle insurance that will cover all the expenses on your behalf. 

Insurance Protects Your Vehicle

Motorcycles are not cheap, and if you have one, you probably want to protect your expensive possession. Motorcycle insurance can do it for you by providing funds to repair or replace your damaged motorcycle in case of an accident. 

You will Have Peace of Mind

By getting motorcycle insurance, you also receive peace of mind because you know that you have coverage and financial protection in case of an accident or any other covered event. Instead of worrying about the financial burden that you might face, if something happens to you on the road, you can rely on your insurance company and enjoy your ride. 

Choosing and purchasing motorcycle insurance is an important decision. There are many things and factors to consider, and a lot of questions to ask. For those who are in the Vineland or Elmer, NJ area, our agents from Sloan Insurance Agency are ready to help to find the best coverage based on the needs and budget. Call Sloan Insurance Agency in Elmer, NJ today to know more about our services and options available. 

Our Insurance Agency Offers Coverage You Can Count On

At Sloan Insurance Agency, we offer policies that include the three main coverages you need: auto, home, commercial. We believe that these are essential to feeling secure and protected in your home, on the road, or for your business. The latter can be a bit confusing to some, yet commercial insurance is a necessity for our Elmer, NJ clients, as business owners navigate the ins and outs of protection and issues that arise.

Benefits of the Three Major Types of Protection

Sloan Insurance Agency is your go-to for the major types of insurance, and we ensure our professional agents guide you towards the best coverage with maximum benefits. Following are the three major types of protection:

1. Auto insurance – A basic policy is available to all drivers who seek security on the road for all potential hazards and conditions. New Jersey requires all motorists to carry at least liability coverage to protect yourself from accidents and theft. Most drivers carry comprehensive and collision, especially for those who lease or have a loan on a vehicle.
2. Home insurance – Our agents at Sloan Insurance Agency understand that your home is your most valuable asset. We believe that protecting your home against any unexpected financial setbacks is key to a good financial policy. What if your roof leaks and eventually caves, or you suffer from water damage from a busted pipe, having a solid insurance plan that works for you and your family is the only solution. 
3. Commercial Insurance – The most popular types of protection include errors and omissions, worker’s compensation, and commercial auto insurance for all company vehicles.

Request your appointment!

Don’t wait to suffer a loss to your property, your auto, or your business. Contact one of our agents in Elmer, NJ today!