Skip to content


Click to Call
Sloan Insurance Agency

33 2nd St
Elmer, NJ 08318

Get Directions

Does My Home Insurance Cover Flood Damage?

If you live in Elmer, NJ, observe climate changes from time to time as you analyze the risks. Knowing what your home insurance coverage entails helps you understand the type of damage you can claim against what you may not. Sloan Insurance Agency prioritizes your home’s safe by offering you friendly terms on insurance policies. Flooding is one of the deadliest natural calamities, and homeowners need to be cautious. One way to observe caution is to find out if your insurance covers you from floods.

What To Do If You Discover a Possible Flood Risk

Investigate your home area to determine whether there is a risk of flooding or any other calamity. Contact your insurance agency to enquire about a home policy that covers you from such issues. If you are already in the situation, contact your institution and ask about the claim procedure. Learn what you need to do to get compensated promptly. 

What Are the Limits of My Home Insurance Policy?

Your insurance company repairs your home and cleans it if you have purchased building insurance. Paying for content cover comes with loads of benefits as the insurer replaces all your damaged appliances as they clean your house after a flood. The policy pays any repair cost incurred during a calamity. However, review your policy to understand its extent as some agencies do not cover various home equipment. 

How To Claim If You Are a Victim of Floods  

Do not hesitate to reach your insurer immediately when hit by a flood. Assess the damage and stay safe to avoid injuries. Depending on the level of destruction, your insurance company can offer you an alternative home as they fix your house. Allow the agency to check your home to get the evidence they need to process your compensation. Fill the claim form promptly to allow enough time for cleaning and repairs, if not replacement of damaged equipment. 

Contact Sloan Insurance Agency today by visiting our website to secure your home in Elmer, NJ.