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Sloan Insurance Agency

33 2nd St
Elmer, NJ 08318

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How to Utilize Umbrella Insurance Effectively

In today’s society, it is vital to protect your assets as much as you possibly can. Whether it comes to theft, damage, etc., those are situations that are out of our control. This is why we believe in preparing for the worst, even when we don’t know what that is. The earlier we make a plan to protect ourselves and our assets as much as we can, the better we will be in the future.

At Sloan Insurance Agency, we believe that umbrella insurance is critical to individuals and families. We are based in Elmer, NJ, and we have worked in the local community for over 70 years. Here is why we urge our clients to get umbrella insurance sooner than later.

Umbrella insurance protects you from losing your assets in a lawsuit you were not prepared for. Whether you are in the wrong 100% or it is bodily injury that simply happened on your property, if that person wins, then they will try to get as much as they can from you. If that lawsuit exceeds your home insurance liability coverage, then umbrella insurance is there to be the safety net to protect all of your assets. Umbrella insurance policies are typically around $1 million – $5 million. That way, you do not have to pay any of the expenses out of your pocket (theoretically). The umbrella insurance can be the difference between you keeping your most important assets in your possession, to losing it all in the blink of an eye.

Are there any questions or concerns that you may want to ask our agents? Contact Sloan Insurance Agency in Elmer, NJ to speak with our team about your options and how you can get started with a policy.