Skip to content


Click to Call
Sloan Insurance Agency

33 2nd St
Elmer, NJ 08318

Get Directions

Umbrella Insurance in New Jersey: What You Need to Know

Many people regard umbrella insurance as unnecessary, but Sloan Insurance Agency is here to convince you otherwise. Umbrella insurance has many benefits for people with a variety of investments that need more protection than what their existing policy can offer them. 

If you’re in the Elmer, NJ area and you’re curious about what umbrella insurance may offer you, keep reading. 

What does umbrella insurance offer?

Simply put, umbrella insurance kicks in once your current policy coverage runs out. It serves as an extra layer of liability insurance once your limits are reached and you risk having to pay out of pocket. Umbrella insurance is a wise financial investment for people who have a larger number of assets to insure and can fill in the blanks where other policies fall short. 

Umbrella insurance includes personal liability coverage, from things like libel and slander, that are typically excluded from standard liability coverage. This is one benefit that many people don’t know about, but find very valuable. 

Like many forms of insurance, you don’t realize how much you need it until you really need it. Don’t risk falling short on your insurance policy and putting yourself in a risky financial situation. Insurance exists so you don’t have to worry about what could happen; you simply prepare as best as you can and mitigate your risks and worry less. Umbrella insurance can help with that. 

Sloan Insurance Agency encourages all residents of the Elmer, NJ area to reach out if you are interested in investing in umbrella insurance to protect yourself even further. We’re here to help you find a well-suited policy that fits your lifestyle, needs, and future goals. 

Contact us today!