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Sloan Insurance Agency

33 2nd St
Elmer, NJ 08318

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When should you update your auto policy

Auto insurance gives you confidence. Whenever you get out on the road, you are protected from the financial consequences of an accident, no matter what happens. You have lots of choices regarding who you choose as your insurance carrier and having an agent you trust makes it easier. An independent agency like Sloan Insurance Agency in Elmer, NJ is one you can trust. We have been helping customers since 1948, and our friendly and professional staff make getting the right insurance policy painless. 

Whenever your auto policy renews, every six months or once a year, you get a copy of your declaration page. Like most people, you probably don’t pay a lot of attention to it, but it is important since it defines your coverage. When you take the time to look it over, you may realize that it is time to update your auto policy. 

Your net worth increases

If you bought your insurance policy when you were young and single, you might not have updated your liability coverage as your situation changed. This can happen yearly or every 5 years, but it makes good financial sense to ensure everything you have worked hard to acquire is protected. 

Your vehicle gets older.

When your vehicle reaches a certain age, the value may decrease so much that it is no longer a good decision to maintain your collision and comprehensive coverage. 

When you add or drop a driver

Adding children to your policy will affect your premium. But of course, once they start driving, you need to add them to your policy, and if they move out, they can be removed. 

When you add or remove a vehicle

You must add a new car to your policy to get it registered in most states, and if you sell a vehicle, it can be removed. 

When you are looking for auto insurance, Sloan Insurance Agency in Elmer, NJ is here to help. Let us find you the coverage you need at a price you will appreciate.