Auto Insurance in New Jersey
New Jersey requires residents to carry liability insurance on their vehicles, but they also guarantee that a basic policy will be available to all drivers. It is against the law in New Jersey to drive on their hundreds of miles of roads without at least a basic policy. Failure to do so could result in fines, suspension of driver's license or registration and even time in jail. Why take the risk? At the Sloan Insurance Agency in Elmer, NJ, we have been providing our customers in Salem, Cumberland and Gloucester Counties with dedicated service for more than 70 years. We are Independent Agents who don't represent just one company, we put our customer's needs first.
Basic coverage in New Jersey is not for most people, only those who would not be able to carry standard insurance because of the cost. It does not provide the kind of protection that is adequate for most drivers. If you have a loan or a lease on your vehicle, chances are you will need to carry not only liability but comprehensive and collision insurance. This will protect your vehicle from things that happen to it from a collision with another vehicle and from other perils such as hail and theft.
If you have any assets, basic liability coverage may not be enough to really protect you if you are involved in an accident where you are deemed to be at fault. Talking to a knowledgeable insurance agent, like the ones we have at Sloan Insurance Agency can help you to get the amount of coverage that you need to have peace of mind and to be protected.
Why not give us a call, stop by our office or visit our website. You can get a no-obligation quote online or from one of our agents. Don't overpay for the coverage you need, let us help you to choose the right policy for your needs.